Terms and Conditions

Welcome to Our Service Terms

These Terms and Conditions govern your use of morqueliotho's financial planning subscription service and website. By accessing or using our services, you agree to be bound by these terms.

Please read these terms carefully before using our services. If you do not agree with any part of these terms, you should not use our services.

Definitions and Interpretation

For the purposes of these Terms and Conditions, the following terms have the meanings set forth below

  • Service: Refers to the financial planning subscription service provided by morqueliotho, including consultations, planning documents, and ongoing support
  • User or Client: Any individual who accesses or uses our services, whether as a subscriber or website visitor
  • Content: All information, data, text, documents, images, and materials available through our service
  • Company, We, Us, Our: Refers to morqueliotho and its authorized representatives

Acceptable Use of Our Service

When using our services, you agree to comply with all applicable laws and the following guidelines

  • • Provide accurate and complete information when requested
  • • Use the service only for its intended purpose of financial planning consultation
  • • Respect the intellectual property rights of morqueliotho and third parties
  • • Not attempt to interfere with or disrupt the normal operation of our services

Your Responsibilities as a User

As a user of our financial planning service, you are responsible for

  • • Maintaining the confidentiality of your account information and login credentials
  • • Providing accurate financial information necessary for effective planning
  • • Attending scheduled consultations or providing reasonable notice of cancellation
  • • Making your own informed decisions based on the guidance provided
  • • Paying subscription fees on time and in accordance with the selected plan

Prohibited Uses and Activities

You may not use our services for any unlawful purpose or engage in any activity that

  • • Violates any applicable federal, state, local, or international law or regulation
  • • Transmits or uploads any harmful, threatening, or inappropriate content
  • • Attempts to gain unauthorized access to our systems or other users' accounts
  • • Uses our service to provide financial advice to third parties without authorization
  • • Reproduces, distributes, or commercially exploits our proprietary content

Intellectual Property Rights

All content, features, and functionality of our service, including but not limited to text, graphics, logos, images, and software, are owned by morqueliotho and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works of our content without our express written permission.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these terms by reference. Privacy Policy

Service Disclaimers

Please note the following important disclaimers regarding our financial planning service

Our services are provided "as is" without warranties of any kind, either express or implied

We do not guarantee specific financial outcomes or results from using our service, as individual results may vary significantly

Limitation of Liability

To the fullest extent permitted by applicable law, morqueliotho shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our services.

This includes but is not limited to damages for loss of profits, goodwill, use, data, or other intangible losses, even if we have been advised of the possibility of such damages.

User Indemnification

You agree to indemnify, defend, and hold harmless morqueliotho from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of our services or violation of these terms.

Dispute Resolution and Governing Law

We are committed to resolving any disputes fairly and efficiently through the following mechanisms

Binding Arbitration

Any disputes arising from these terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the London Court of International Arbitration.

EU Online Dispute Resolution

For EU residents, we participate in the European Commission's Online Dispute Resolution platform for consumer disputes.

You can access the ODR platform at ec.europa.eu/consumers/odr: https://ec.europa.eu/consumers/odr

Service Termination

Either party may terminate the service relationship at any time with 30 days written notice. We reserve the right to terminate or suspend access immediately for violations of these terms.

Upon termination, your right to use the service ceases immediately, though certain provisions of these terms will survive termination.

Applicable Law

These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles.

Modifications to These Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to our website with an updated revision date.

Your continued use of our services after any such changes constitutes your acceptance of the new terms.

Severability Clause

If any provision of these terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect, and the invalid provision will be replaced with a valid provision that most closely reflects our intent.

Complete Agreement

These Terms and Conditions, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and morqueliotho regarding the use of our services and supersede all prior agreements and understandings.

Contact Information

If you have any questions about these Terms and Conditions, please contact us at contact@morqueliotho.com or +44 703-242-189.

Company Name: morqueliotho

Email Address: contact@morqueliotho.com

Phone Number: +44 703-242-189

Business Address: 45 King William Street, London EC4R 9AN

These Terms and Conditions were last updated on August 5, 2025